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Make sure you have a copy of your original credit report from Experian, for accurate record keeping of your dispute.

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Once your credit report is in your possession, you’re going to want to examine the report and figure out which entries aren’t correct so you know beyond a shadow of a doubt what belongs in your Experian dispute. Be sure to include any items which you plan to include in your dispute.

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Best practice in this situation is to politely give them what they ask for to move your dispute along in the right direction.

Should your letter be accepted, and no further information is required to proceed, your Experian dispute will be investigated. The originator of the negative blemish will be contacted and told that they have to provide verification that the error is truly yours or someone else’s.

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I decided to have an experienced law firm handle an Experian dispute for me once, seeing as I was inexperienced in these matters at the time. Lexington Law was the firm I selected since I’d never done anything like this before and I didn’t want to make things worse by trying this myself.

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